Golden gift box with ribbon spilling out a house key, a small model house, and gold coins — where your down payment can come from in 2026

Where Your Down Payment Can Actually Come From in 2026: Gift Funds, 401(k) Loans, and the Real Rules by Loan Program

October 05, 2026

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Douglas Wilkerson

Douglas Wilkerson is a Mortgage Broker (NMLS #1680719) with Edge Home Finance, helping homebuyers navigate the housing market with data-driven insights.