Veteran holding house keys with an American flag in front of a home

VA Loans in a 7% World: The 2026 Playbook for Veterans Who Want to Win on Rate, Cost, and Terms

Mortgage Rate Updates

September 27, 2026

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Chart comparing VA loan rates to conventional 30-year fixed mortgage rates, showing the VA rate advantage in a 7 percent market — VA vs. conventional 30-year fixed rates — the VA rate advantage in a 7% market

Veteran couple at a closing table signing VA home loan documents — Veteran couple signing closing documents on their VA home loan

Aerial view of a suburban Jacksonville Florida neighborhood — Aerial view of a Jacksonville, Florida neighborhood — a strong market for VA homebuyers

VA loan rates 2026 VA funding fee 2026 VA loan no PMI VA loan limits 2026 VA loan zero down VA loan Jacksonville VA loan vs conventional

Douglas Wilkerson

Douglas Wilkerson is a Mortgage Broker (NMLS #1680719) with Freeman Douglas Corporation in Jacksonville Beach, FL. He brokers through 200+ lenders and shows borrowers the real math behind down payment assistance programs.