Military And Veteran

Private Credit Default Rate Hit a Record 6.3% — What Homebuyers Should Actually Know

Douglas Wilkerson

Published on: 29/09/2026

Private credit defaults hit a record 6.3% in August 2026, with redemption gates spreading across the industry. Here's what that means for homebuyers — and why your mortgage is a different animal. By Douglas Wilkerson, Mortgage Broker.

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Can You Use a VA Loan More Than Once in 2026? Entitlement, Restoration, and Second-Tier Entitlement Explained

Douglas Wilkerson

Published on: 22/09/2026

Can you use a VA loan more than once? Yes — your VA entitlement can be reused, restored, or stacked as second-tier entitlement. Here's how repeat VA loans work in 2026, including funding fees and Jacksonville-area loan limits.

Can You Actually Afford a $300,000 Home in Jacksonville in 2026? The Real Income Math

Douglas Wilkerson

Published on: 21/09/2026

What income do you need to buy a $300,000 home in Jacksonville, FL in 2026? A Jacksonville mortgage broker breaks down the real monthly cost with VA, FHA, and conventional loans — and how to qualify with less income than you think.

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FHA Loan Requirements in 2026: The First-Time Buyer's Guide to Buying in Jacksonville, FL

Douglas Wilkerson

Published on: 21/09/2026

FHA loan requirements in 2026 explained in plain English: 580 credit score for 3.5% down, DTI rules, and loan limits for Jacksonville, FL. Douglas Wilkerson, mortgage broker with 200 lenders, walks first-time buyers through it.