Should You Refinance Your Mortgage Right Now? The Honest Playbook for a 7% World

Should You Refinance Your Mortgage Right Now? The Honest Playbook for a 7% World

Douglas Wilkerson
Published on: 24/09/2026

The 30-year mortgage rate crossed 7% for the first time since January 2025. Mortgage Broker Douglas Wilkerson explains when refinancing still makes sense: ARM resets, dropping PMI, breakeven math.