FHA Mortgage Insurance Costs & Exit Strategies 2026

FHA Mortgage Insurance Costs & Exit Strategies 2026

Douglas Wilkerson
Published on: 22/09/2026

FHA MIP in 2026: 1.75% upfront + 0.55%/year (~$157/mo on a $350K home). Less than 10% down? It lasts the life of the loan. Your 3 exit plans explained.

FHA mortgage insuranceMIP costs 2026Jacksonville real estateNortheast Florida housingFHA exit plan
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The Fed Just Hiked Rates to 3.75%–4.00% as the 10-Year Treasury Knocked on 5% — Here's What That Actually Means for Your Mortgage Rate

The Fed Just Hiked Rates to 3.75%–4.00% as the 10-Year Treasury Knocked on 5% — Here's What That Actually Means for Your Mortgage Rate

Douglas Wilkerson
Published on: 22/09/2026

The Fed hiked rates to 3.75%–4.00% on September 16, 2026 while the 10-year Treasury knocked on 5%. Here's what the 10-year's 5% ceiling and ~3.96% floor mean for FHA, VA, and USDA mortgage rates — with the actual numbers.

Fed rate hike September 2026 mortgage rates10-year Treasury yield mortgage ratesFHA VA mortgage rates September 202610-year Treasury 5 percent
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