Mortgage Strategy

Chase Is Offering Up to 1% Off Your Mortgage Rate — Here's the Math the Discount Doesn't Show

Douglas Wilkerson

Published on: 09/10/2026

Chase will cut up to 1% off your mortgage rate for parking $75K-$1.5M with them — now open to business banking customers. But a discount is only as good as the base rate it discounts. Here's the real math, in dollars.

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Florida Amendment 3: What the $150,000 Homestead Exemption Would Actually Do to Your Monthly Payment

Douglas Wilkerson

Published on: 06/10/2026

Florida votes November 3, 2026 on Amendment 3 — a $150,000 non-school homestead exemption starting 2027. The real math on your monthly payment, the school-tax catch, and the 5-year rule for new Floridians.

Florida Amendment 3

What Can You Actually Afford in Jacksonville in 2026? Start With the Payment, Not the Price

Douglas Wilkerson

Published on: 03/10/2026

What does a $2,000, $2,500, or $3,000 monthly payment buy in Jacksonville in 2026? Real reverse-math at 7.28% rates — plus how FHA, VA, and conventional loans change your price.

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Private Credit Default Rate Hit a Record 6.3% — What Homebuyers Should Actually Know

Douglas Wilkerson

Published on: 29/09/2026

Private credit defaults hit a record 6.3% in August 2026, with redemption gates spreading across the industry. Here's what that means for homebuyers — and why your mortgage is a different animal. By Douglas Wilkerson, Mortgage Broker.

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