Housing Market

Florida Condo Financing Rules Changed in 2026: What the Fannie Mae and Freddie Mac Updates Mean for Buyers

Douglas Wilkerson

Published on: 08/10/2026

Fannie Mae and Freddie Mac removed Florida's condo-specific LTV restrictions — but every deal over 10 units now needs a full project review. What changed, what didn't, and the two-hurdle test your deal must pass.

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Private Credit Default Rate Hit a Record 6.3% — What Homebuyers Should Actually Know

Douglas Wilkerson

Published on: 29/09/2026

Private credit defaults hit a record 6.3% in August 2026, with redemption gates spreading across the industry. Here's what that means for homebuyers — and why your mortgage is a different animal. By Douglas Wilkerson, Mortgage Broker.

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Housing Market Frozen, Not Broken: The Real Story Behind 7% Mortgage Rates

Douglas Wilkerson

Published on: 29/09/2026

Mortgage rates above 7% have frozen home sales — but not broken them. With $34.1 trillion in equity, fixed-rate mortgages, and delinquencies near historic lows, this is a volume problem, not a credit problem.

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